Microfinance Option

Microfinance refers to a affordable financial services for low-income people, living either on or below the poverty line. In this case , women  seeking financial assistance for their IVF treatment.

BSV START: Benefits for IVF Centre & Patients

IVF Centre

  • No Subvention cost
  • Loan amount directly disbursed to IVF centre
  • Improved patient adoption & retention


  • INR 25000 to INR 2 lakh loan with EMIs @0% interest
  • Easy documentation & fast processing (No hard copy required
  • Approval to disbursement time is 30 min to 72 hours*

Basic Eligibility Criteria Details & Documents needed

Basic Eligibility Criteria

CIBIL score >700 (Cases <700 will be decided on case-to-case basis)
Minimum Monthly income > Rs. 15000 (In case of non-salaried, individual as per banks discretion)
Bank A/c is mandatory and monthly income should be reflecting in A/C

Documents required at the time of Approval*

Soft copy of Pan card for borrower
Soft copy of Aadhaar card for patients & borrower
Soft copy of prescription along with estimated costs of treatment
Latest 3 months bank statement of the borrower
*If any other documents required, The third party team will connect with Patient

Loan & EMI Scheme Calculations*

ParticularsScheme and calculation on 1 Lakh
Loan Amount (Rs.)1,00,0001,00,000
Tenure (Months)611
Advance EMI (Nos)14
EMI Amount (Rs.) ( Monthly)166679091
Advance EMI Amount (Rs.) ( One time )1666736364
Interest to Patient Annual (Flat)0%0%
Interest to Subvention Supported by Third party (7.5%)75007500
Processing fee 2% + 18% GST payable by Patient23602360
Disclaimer: NBFCs are governed by the banking regulations in the country and any change /directives by the RBI will result in a change in the scheme & calculation